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Find the Best

Group Medical Insurance
The insurance broker trusted by HRs & business leaders in Hong Kong
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Compare and save! Get unbiased advice for free

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We compare hundreds of plans from 25+ insurers

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Look after your employees' health and wellbeing

Group Medical

Group Life

Employee Benefits

Choices for every company’s needs and budget

Local Health Plans

Cost-effective solutions that enhance your employee benefits.

Local Health Plans
International Health Plans
Startups and SMEs
Comprehensive Plans

For HK-based companies, a local insurance plan offers good value for money. Health insurance is the #1 benefit of interest for employees, helping to attract and keep staff. Companies should secure the right plan, even if it's not a legal obligation.

The most popular benefits are semi-private level inpatient, outpatient, dental, & health check-ups. Many companies also cover spouses & children as dependents.

Local Health Plans

Cost-effective solutions that enhance your employee benefits.

For HK-based companies, a local insurance plan offers good value for money. Health insurance is the #1 benefit of interest for employees, helping to attract and keep staff. Companies should secure the right plan, even if it's not a legal obligation.

The most popular benefits are semi-private level inpatient, outpatient, dental, & health check-ups. Many companies also cover spouses & children as dependents.

vhis plans

International Health Plans

Wherever your teams may be, we have a range of flexible options to protect their health.

International employee health plans are the most sought-after benefits in the competitive Hong Kong market. With these plans, your employees are fully covered for services in the private health sector (in other words, no large out-of-pocket fees!).

An Alea advisor can talk to you about a wide range of plans, associated costs and benefit levels available to help you find the most cost-effective solution.

life insurance and critical illness insurance plans

Startups and SMEs

Solutions for one-person companies and small teams.

Startups and SMEs often face the same two challenges:

  • Securing coverage for pre-existing conditions
  • Negotiating the best health insurance premiums, with a small number of employees

Alea works with some insurance providers to offer solutions for early-stage startups with as few as 1-2 employees. Although a startup may not be eligible for discounts or special offers on group plans, a group plan allows you to add or remove employees throughout the policy year, offering greater flexibility than multiple individual plans.

health insurance plan

Comprehensive Plans

Healthy, engaged employees equal happy, productive workplaces. Learn about our Health & Wellbeing programs, designed specifically for you.

Whether you're a startup or a large company, providing health insurance for employees makes a huge difference – it's a vital attraction & retention tool. A comprehensive plan can be a real game-changer. Hong Kong has one of the most expensive private health systems in the world and we can help you care for your people by providing cover that gives them access to the best practitioners and services in the territory.

We bring you more, at no extra cost

Save time, money & worries

We shop the whole market to find you the right employee benefits at the best price. Plus, you get year-round service and unbiased advice at no extra cost.

We give you peace of mind with claims

Alea provides round-the-clock support for any claim or payment issues you may face. Our extensive knowledge helps you smoothly navigate the process.

Easy & human

We listen to your needs and offer tailored recommendations, so you can make the best decisions. We're always here when you need us.

Exclusive Employees Perks

Become an Alea client and get exclusive offers on wellness products, plus healthy newsletters for your employees.

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Already covered? Get a policy review at no charge!

What makes us different

We bring you more, at no extra cost

Traditional Broker
Traditional Agent
Choice of 25+ insurers at the best price
Choice of 25+ insurers at the best price
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Extensive audit of your current insurance
Extensive audit of your current insurance
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Unbiased advice
Unbiased advice
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Alea
Dedicated customer care all year long
Dedicated customer care all year long
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Health & wellness perks
Health & wellness perks
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Insurance made easy

Manage your employee health benefits like a pro

(2024) Group Medical Insurance in Hong Kong: Startups, SMEs & MNCs

Our experts answer the most common questions about group health insurance / employee benefits for startups, SMEs & large corporations.

Your Guide to a Successful Group Health Insurance Renewal

Our team shares some expert tips to ensure a smooth renewal of your group medical plan.

Managing Employee Health Benefits Year-round: Checklist and Timeline

Figure out what needs to be done — and when — throughout the policy year.

Download the hr guide to employee health benefits

Employee Health Benefits: The Only Guide You’ll Need

A step-by-step handbook for HR professionals, business leaders and managers in Hong Kong

Frequently Asked Questions

What is Alea?

Alea is a leading insurance broker based in Hong Kong. We specialize in medical insurance for companies of all sizes, as well as individuals and families.

At Alea, our team of experienced insurance experts offers unbiased advice and outstanding service all year round. We make sure to find the best available options for you from 25+ insurers, at the best price.

Every group client receives exceptional care from our dedicated Customer Care Team. We go the extra mile to assist you and your team in urgent situations such as hospitalizations and claim issues. Plus, group clients get a range of exclusive wellness perks and discounts.

Currently, Alea serves a vast range of SMEs and corporates across industries including technology, fashion, investment management, professional services and more.

How do we recommend one provider versus another?

There is no “best” insurer and there is no “one-size-fits-all” health insurance plan. Every product has its own strengths & weaknesses and because we know them all by heart (it's our specialty!), we know – for instance – which plans are more flexible on pre-existing conditions or which may be discontinued. Each proposal and recommendation is tailored to suit your own needs and situation.

Why does choice matter?

Choice is incredibly important, as your needs and personal situation may change over time. Maternity, child cover, planning for retirement, the onset of a chronic illness – we can't always plan for exactly how life will unfold. Additionally, some health insurance products may simply become too expensive over time.

Our team is always here to support you, through each season of life, sourcing the right solution and helping you change your benefits and even your insurer at renewal.

How do we stay independent?

The Code of Conduct For Licensed Insurance Brokers specifically mentions that our fiduciary duties are owed to clients. While there are insurance providers we work with more than others, no one partner represents more than 20% of our total revenues. We partner with 25+ insurance providers, allowing us to provide choice and remain completely independent.

We don’t work for insurance providers, we work for you.

Does it cost extra to work with Alea?

No! We don't charge you for our services. If you take out an insurance policy with us (or transfer your current policy to get Alea's outstanding advice and service), we will receive a commission from the insurer. We offer free advice and quotes to find you the best group medical insurance, at the best price. The price you'll get with us is the same or even cheaper than if you buy your insurance directly from an insurer. Don't hesitate, talk to us!