International employee health plans are the most sought-after benefits in the competitive Hong Kong market. With these plans, your employees are fully covered for services in the private health sector (in other words, no large out-of-pocket fees!).

An Alea advisor can talk to you about a wide range of plans, associated costs and benefit levels available to help you find the most cost-effective solution.

Startups and SMEs often face the same two challenges:

• Securing coverage for pre-existing conditions
• Negotiating the best health insurance premiums, with a small number of employees

Alea works with some insurance providers to offer solutions for early-stage startups with as few as 1-2 employees. Although a startup may not be eligible for discounts or special offers on group plans, a group plan allows you to add or remove employees throughout the policy year, offering greater flexibility than multiple individual plans.

Whether you're a startup or a large company, providing health insurance for employees makes a huge difference – it's a vital attraction & retention tool. A Comprehensive Plan can be a real game-changer. Hong Kong has one of the most expensive private health systems in the world and we can help you care for your people by providing cover that gives them access to the best practitioners and services in the territory.