Alea X SME Lab Exclusive Promotion

As a SME Lab Member, you can enjoy special offers on a wide variety of business and personal insurance options.

Choices for every company’s needs and budget

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Save time, money & worries

We shop the whole market to find the right employee benefits for you at the best price. Plus, you get personalized service and unbiased advice at no extra cost.


The Best Choice

Alea partners with 25+ insurance providers, local and international, offering hundreds of plans for every need and budget.

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Easy & human

We listen to your needs and offer tailored recommendations, so you can make the best decisions. We're always here when you need us.


Employees Perks

Become an Alea client and get exclusive offers on wellness products, plus healthy newsletters for your employees.

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We get you covered for pre-existing conditions

Being covered for medical conditions and potential accidents is a key benefit. Alea offers comprehensive options to cover your pre-existing conditions.


We give you peace of mind with claims

Alea's team provides round-the-clock support for any claims or payment issues you may face. Our extensive knowledge help you smoothly navigate the process.

Special offers on employee benefits

No. of employees
Rewards for your company
2-5 employees
HKD100 supermarket voucher
6-9 employees
HKD400 supermarket voucher
10-19 employees
HKD700 supermarket voucher
20+ employees
2.5% of your company’s annual insurance premium ^

Do you pay the right price? Do you have the right insurance plan? Let us review your current insurance at no charge.

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Phone number
Company name
Email

Compare & Save! Get free quotes from 25+ insurers

axa insurance
Bupa insurance
fwd insurance
sun life insurance
april france
cigna insurance

Types of cover

Before setting off to browse for plans, understand the different types of health insurance coverage available.

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Local Health Plans

Cost-effective solutions that enhance your employee benefits.

Local Health Plans
International Health Plans
Startups and SMEs
Comprehensive Plans

For Hong Kong-based companies, a local insurance plan offers good value for money. Health insurance is the #1 benefit of interest for employees, helping to attract and keep staff. It is recommended that companies secure the right plan, even when it's not a legal obligation.

The most popular benefits are semi-private level inpatient, outpatient, dental, & health check-ups. Many companies also cover spouses & children as dependents.

Local Health Plans

Cost-effective solutions that enhance your employee benefits.

For Hong Kong-based companies, a local insurance plan offers good value for money. Health insurance is the #1 benefit of interest for employees, helping to attract and keep staff. It is recommended that companies secure the right plan, even when it's not a legal obligation.

The most popular benefits are semi-private level inpatient, outpatient, dental, & health check-ups. Many companies also cover spouses & children as dependents.

International Health Plans

Wherever your teams may be, we have a range of flexible options to protect their health.

International employee health plans are the most sought-after benefits in the competitive Hong Kong market. With these plans, your employees are fully covered for services in the private health sector (in other words, no large out-of-pocket fees!).

An Alea advisor can talk to you about a wide range of plans, associated costs and benefit levels available to help you find the most cost-effective solution.

Startups and SMEs

Solutions for one-person companies and small teams.

Startups and SMEs often face the same two challenges:

  • Securing coverage for pre-existing conditions
  • Negotiating the best health insurance premiums, with a small number of employees

Alea works with some insurance providers to offer solutions for early-stage startups with as few as 1-2 employees. Although a startup may not be eligible for discounts or special offers on group plans, a group plan allows you to add or remove employees throughout the policy year, offering greater flexibility than multiple individual plans.

life insurance and critical illness insurance plans

Comprehensive Plans

Healthy, engaged employees equal happy, productive workplaces. Learn about our Health & Wellbeing programs, designed specifically for you.

Whether you're a startup or a large company, providing health insurance for employees makes a huge difference – it's a vital attraction & retention tool. A Comprehensive Plan can be a real game-changer. Hong Kong has one of the most expensive private health systems in the world and we can help you care for your people by providing cover that gives them access to the best practitioners and services in the territory.

With us, finding the right insurance becomes easy.

1

Talk to us

We start by understanding your needs & situation. Get in touch with us by phone, email, WhatsApp or in person.

2

Find your plan

Our advisor will find the best option for you at the best price from 25+ insurers and 100+ plans.

3

Get Covered

Once you feel comfortable with a plan, we help you submit your application so you're all covered!
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What makes us different

We bring you more, at no extra cost

Traditional Broker
Traditional Agent
Choice of 25+ insurers at the best price
Choice of 25+ insurers at the best price
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Alea
Alea
Extensive audit of your current insurance
Extensive audit of your current insurance
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Alea
Alea
Unbiased advice
Unbiased advice
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Alea
Alea
Dedicated customer care all year long
Dedicated customer care all year long
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Alea
Alea
Health & wellness perks
Health & wellness perks
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Alea
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As featured on

  1. The SME lab e-membership card may be requested upon payment.
  2. In order to best serve you, please provide your information in the above form so that we may follow up your inquiry.
  3. Only applications via the inquiry form on this page will be accepted to claim the reward.
  4. The reward only applies to a successful purchase or policy transfer via Alea.
  5. This reward only applies to the first (1st) year that you have bought or transferred a health insurance policy through Alea. It does not apply in the following years when you are renewing your insurance plan with Alea even if you are making changes to your plan or changing providers.
  6. The voucher will be distributed by mail to your corresponding address within 60 days from the date the payment is received.
  7. The voucher is non-replaceable and cannot be exchanged for cash or other offers.
  8. The reward is only applicable to group medical insurance policies.
  9. Alea reserves the right of final decision on the eligibility of any customer for the above offer(s).
  10. This promotion cannot be used in conjunction with other offers & promotions.
  11. This promotion is valid till September 30, 2023.
  • ^ Reward is given based on the insurance premium of the purchased policy, the amount will be rounded off to the nearest 100.