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Health Insurance

Protect your loved ones with the right health insurance.

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Getting started

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Should you get health insurance in Hong Kong?
Understand the local healthcare system and your health needs before making a decision.
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5 things to know about health insurance
Your health insurance starter pack. What is health insurance really about?
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What is a broker?
Learn about the services you can get from an insurance broker like Alea.
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9 questions to ask your broker
How to find the right person to help with your insurance policy?
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How much is medical insurance in Hong Kong?
This is how your medical insurance premium is determined.

You deserve choice

Alea partners with 25+ insurance providers to give you a diverse choice of qualified products. We help you compare and find the best plan for your needs and budget, providing unbiased advice along the journey.

Insurance knowledge

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What are the different types of insurance?
Health insurance, life insurance, travel insurance, and more. Which insurance type is for you?
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Inpatient vs. outpatient insurance
What's the difference? And what does it mean to your health insurance?
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Pre-existing conditions and health insurance
Learn about how pre-existing illnesses may affect your health insurance costs and the risks of non-disclosure.
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7 common exclusions in medical insurance
All health insurance plans have common exclusions, but conditions can vary from one insurer to another.
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Deductibles and coinsurance
Make good use of deductibles and coinsurance to lower your health insurance cost.
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Online insurance and virtual insurers
Where are these latest technologies taking us? And what do consumers need to be aware of?
See more

Insurance made easy

Insurance can be confusing but it doesn't have to be. Alea offers unbiased advice, simplicity and choice. Helping individuals, families and groups find the right insurance, by comparing 100+ plans from 25+ insurers with outstanding service and care.

Expert reviews

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Best medical insurance in Hong Kong
Alea's exclusive selection of some top health insurance providers in Hong Kong.
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Best international health insurance in Hong Kong
Discover your best options before you set foot to relocate or travel.
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Best health insurance for family in Hong Kong
The right health protection for you and your loved ones, hand-picked by Alea's team of experts.
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Best maternity insurance in Hong Kong
Outstanding maternity insurance offers with the best costs, coverage and customer experience in Hong Kong.
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Best children health insurance in Hong Kong
We recommend these health insurance providers for children in Hong Kong.
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Best expat health insurance in Hong Kong
Let us quickly walk you through the best expat medical insurance plans in town.

Am I covered for...?

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Insurance claims
Everything you need to know about filing your insurance claims and getting reimbursed.
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Dental and orthodontics
Checkup, scaling, filling, extractions, x-rays, braces... see what is covered and what the limits are.
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Chinese medicine
Find your options in Hong Kong and get the cost covered.
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Health checkups
How much does a health checkup cost and is it covered by insurance?
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Mental health
More and more insurers are taking an incentive to extend their mental health coverage. Discover more.
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Cancer
What are your best options to prepare for the uncontrollable?
See more

For you and your loved ones

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Women's insurance needs through every stage of life
How your insurance needs change with your stage of life.
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Top 5 health insurance tips for men
Prostate cancer, heart disease, and sports-related injuries. Does health insurance cover them all?
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5 essential health insurance benefits for women
Important insurance benefits we think every woman should have.
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Health insurance for children
Tips and tricks to make sure your child’s health is well-covered, including pre-existing conditions and congenital conditions.
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Expats in Hong Kong
Whether you are relocating for employment reasons, as a lifestyle choice, or to retire, be sure to check how you can access healthcare in your new location.
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Overseas students
See if your plan covers children studying abroad.

Preparing for renewal

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5 things to know before renewal
Approaching the renewal of your health insurance policy? 5 tips to manage like a pro and avoid bad surprises.
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Medical inflation: why?
Understand what's going on behind the surging costs and how it affects your premiums.
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Tips to reduce health insurance costs this year
Make the most of your options and cut your costs with these 8 tips from Alea.

The best health for you

Health insurance or medical insurance covers your medical expenses. This includes costs of hospitalization, surgery, doctor consultation, body checkup, medications, and other health-related services. Hong Kong's private healthcare sector is the second most expensive in the world after the United States. Private health insurance is essential if you wish to avoid long wait times in the public sector and enjoy private services in the city.
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Why people choose Alea

Save time & money

We are your advisor: understanding your needs & budget. Comparing quotes from 25+ insurers.

Easy & human

You deserve unbiased advice. We answer all your questions, with amazing service all-year long

Trusted & experts

We work for you and not the insurers. That's why our clients have trusted us for years.

We partner with 25+ insurers

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What makes us different

We bring you more, at no extra cost

Traditional Broker
Traditional Agent
Choice of 25+ insurers at the best price
Choice of 25+ insurers at the best price
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Alea
Alea
Extensive audit of your current insurance
Extensive audit of your current insurance
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Alea
Alea
Unbiased advice
Unbiased advice
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Alea
Alea
Dedicated customer care all year long
Dedicated customer care all year long
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Alea
Alea
Health & wellness perks
Health & wellness perks
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Exclusive wellness perks for clients

Alea partners with numerous health brands to continuously bring our clients exclusive wellbeing offers. We provide ongoing information and support, with the latest health and wellness trends. Join our health community and enjoy these client-only rewards!

Let’s get you covered.