Insurers we work with
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We compare 50+ insurers, so you don't have to.
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Our Partners
Insurers we work with
ACS
ACS is a leading international health insurance provider, offering a comprehensive range of insurance products, including medical, travel, and expatriate protection, to individuals, students, and corporate clients worldwide. Alea works with ACS to compare the widest selection of health insurance and international medical plans.
ACS
ACS is a leading international health insurance provider, offering a comprehensive range of insurance products, including medical, travel, and expatriate protection, to individuals, students, and corporate clients worldwide. Alea works with ACS to compare the widest selection of health insurance and international medical plans.
AIA
AIA is a leading life and health insurance provider in the Asia-Pacific region, offering a comprehensive range of insurance products, including medical, critical illness, and life protection, to individuals and corporate clients. Alea works with AIA to compare the widest selection of health insurance and group medical plans.
AIA
AIA is a leading life and health insurance provider in the Asia-Pacific region, offering a comprehensive range of insurance products, including medical, critical illness, and life protection, to individuals and corporate clients. Alea works with AIA to compare the widest selection of health insurance and group medical plans.
Allianz Care
Allianz Care is the international health brand of Allianz, offering international health insurance & 24/7 support to individuals, families and companies all over the world.
Allianz Care
Allianz Care is the international health brand of Allianz, offering international health insurance & 24/7 support to individuals, families and companies all over the world.
APRIL HK
April HK offers MyHEALTH solutions for local citizens and expat residents. It is well-known for its flexibility in tailoring comprehensive health insurance coverage.
APRIL HK
April HK offers MyHEALTH solutions for local citizens and expat residents. It is well-known for its flexibility in tailoring comprehensive health insurance coverage.
APRIL France
Founded in 1988 in France, APRIL France provides comprehensive international medical insurance covers for individuals, families and businesses.
APRIL France
Founded in 1988 in France, APRIL France provides comprehensive international medical insurance covers for individuals, families and businesses.
Asia Insurance
Founded in 1959 in Hong Kong, Asia Insurance provides general insurance products, including local health insurance plans for individuals, families and companies.
Asia Insurance
Founded in 1959 in Hong Kong, Asia Insurance provides general insurance products, including local health insurance plans for individuals, families and companies.
Assur-Travel
Founded in 2004 in France, Assur-Travel is an international health insurance provider serving over 30,000 expatriates and 300,000 travelers worldwide.
Assur-Travel
Founded in 2004 in France, Assur-Travel is an international health insurance provider serving over 30,000 expatriates and 300,000 travelers worldwide.
AXA Global
AXA Global is a world-class international health and life insurance provider, offering premium global medical solutions, comprehensive critical illness, and life protection to individuals, families, and corporate clients worldwide. Alea works with AXA Global to compare the widest selection of health insurance and group medical plans.
AXA Global
AXA Global is a world-class international health and life insurance provider, offering premium global medical solutions, comprehensive critical illness, and life protection to individuals, families, and corporate clients worldwide. Alea works with AXA Global to compare the widest selection of health insurance and group medical plans.
AXA Hong Kong
Originally founded in France in 1816, AXA is today one of the largest insurers in the world. AXA has 160,000 employees and 105 million clients.
Alea works with AXA Hong Kong to compare the widest selection of health insurance, life insurance, VHIS and group medical plans.
AXA Hong Kong
Originally founded in France in 1816, AXA is today one of the largest insurers in the world. AXA has 160,000 employees and 105 million clients.
Alea works with AXA Hong Kong to compare the widest selection of health insurance, life insurance, VHIS and group medical plans.
Bupa Asia
Bupa began in the UK in 1947 and only provides health insurance and healthcare services. Bupa does not have shareholders and reinvests all profits in advancing healthcare for its customers.
Alea works with Bupa Global to compare the widest selection of health insurance plans.
Bupa Asia
Bupa began in the UK in 1947 and only provides health insurance and healthcare services. Bupa does not have shareholders and reinvests all profits in advancing healthcare for its customers.
Alea works with Bupa Global to compare the widest selection of health insurance plans.
Bupa Blobal
Bupa began in the UK in 1947 and only provides health insurance and healthcare services. Bupa does not have shareholders and reinvests all profits in advancing healthcare for its customers.
Alea works with Bupa Global to compare the widest selection of health insurance plans.
Bupa Blobal
Bupa began in the UK in 1947 and only provides health insurance and healthcare services. Bupa does not have shareholders and reinvests all profits in advancing healthcare for its customers.
Alea works with Bupa Global to compare the widest selection of health insurance plans.
CFE
The Caisse des Français de l'Étranger (CFE) allows you to receive reimbursements just as if you were in France, and to seamlessly reintegrate into the French Social Security system upon your return with no waiting period.Furthermore, no medical questionnaire is required with the CFE, meaning that pre-existing conditions are automatically covered. Alea is the go-to insurance broker for French expatriates in Hong Kong. As the exclusive CFE representative for Hong Kong and China, Alea possesses unique expertise in CFE plans as well as top-up solutions from French insurers such as APRIL, Henner, MSH, and Assur-Travel.
CFE
The Caisse des Français de l'Étranger (CFE) allows you to receive reimbursements just as if you were in France, and to seamlessly reintegrate into the French Social Security system upon your return with no waiting period.Furthermore, no medical questionnaire is required with the CFE, meaning that pre-existing conditions are automatically covered. Alea is the go-to insurance broker for French expatriates in Hong Kong. As the exclusive CFE representative for Hong Kong and China, Alea possesses unique expertise in CFE plans as well as top-up solutions from French insurers such as APRIL, Henner, MSH, and Assur-Travel.
Cigna Asia
Cigna has been present in Hong Kong since 1933 and offers competitive plans for all, including companies, large or small.
Alea works with Cigna Asia to compare the widest selection of health insurance, life insurance, VHIS and group medical plans.
Cigna Asia
Cigna has been present in Hong Kong since 1933 and offers competitive plans for all, including companies, large or small.
Alea works with Cigna Asia to compare the widest selection of health insurance, life insurance, VHIS and group medical plans.
Cigna Global
Cigna is a US health insurance company with roots going back 200 years. It's one of the world’s largest players in international medical insurance. Cigna serves about 95 million clients.
Alea works with Cigna Global to compare a selection of health insurance.
Cigna Global
Cigna is a US health insurance company with roots going back 200 years. It's one of the world’s largest players in international medical insurance. Cigna serves about 95 million clients.
Alea works with Cigna Global to compare a selection of health insurance.
Foyer Global Health
An international healthcare specialist operating in 142 countries, Foyer Global Health draws on the century-old heritage of Luxembourg’s leading insurance group to provide flexible protection for globally mobile individuals. Alea partners with Foyer Global Health to guarantee transparent solutions and 100% digital management, including premium health services and 24/7 medical assistance worldwide.
Foyer Global Health
An international healthcare specialist operating in 142 countries, Foyer Global Health draws on the century-old heritage of Luxembourg’s leading insurance group to provide flexible protection for globally mobile individuals. Alea partners with Foyer Global Health to guarantee transparent solutions and 100% digital management, including premium health services and 24/7 medical assistance worldwide.
Henner
Created in 1947, Henner is a French insurance group specialized in health insurance solutions for French people and expatriates living around the world. In Asia, Henner protects families and companies.
Alea works with Henner to compare the widest selection of health insurance, life insurance and VHIS plans.
Henner
Created in 1947, Henner is a French insurance group specialized in health insurance solutions for French people and expatriates living around the world. In Asia, Henner protects families and companies.
Alea works with Henner to compare the widest selection of health insurance, life insurance and VHIS plans.
Blue Cross
Blue Cross Asia Pacific is a subsidiary of the AIA Group. It was founded 50 years ago and is an all-round insurance provider, offering medical, travel and general insurance.
Alea works with Blue Cross to compare the widest selection of health insurance plans.
Blue Cross
Blue Cross Asia Pacific is a subsidiary of the AIA Group. It was founded 50 years ago and is an all-round insurance provider, offering medical, travel and general insurance.
Alea works with Blue Cross to compare the widest selection of health insurance plans.
MSH International
MSH is a French company founded in 1974, specializing in international health insurance. With over 2,000 corporate clients, MSH is active globally including in Asia.
Alea works with MSH International to compare the widest selection of health insurance, life insurance and group medical plans.
MSH International
MSH is a French company founded in 1974, specializing in international health insurance. With over 2,000 corporate clients, MSH is active globally including in Asia.
Alea works with MSH International to compare the widest selection of health insurance, life insurance and group medical plans.
China Taiping
China Taiping Insurance (HK) Company Limited is the first Chinese insurance company listed overseas. It has been on the Fortune China 500 list for 6 consecutive years.
Alea works with China Taiping to compare the widest selection of health insurance, critical illness, VHIS and group medical plans.
China Taiping
China Taiping Insurance (HK) Company Limited is the first Chinese insurance company listed overseas. It has been on the Fortune China 500 list for 6 consecutive years.
Alea works with China Taiping to compare the widest selection of health insurance, critical illness, VHIS and group medical plans.
Now Health
Created in Hong Kong in 2010 by a group of health insurance professionals, Now Health offers simple, comprehensive & personalized international health insurance options.
Alea works with Now Health to compare the widest selection of health insurance and group medical plans.
Now Health
Created in Hong Kong in 2010 by a group of health insurance professionals, Now Health offers simple, comprehensive & personalized international health insurance options.
Alea works with Now Health to compare the widest selection of health insurance and group medical plans.
Chubb
Chubb Insurance Hong Kong Limited is a specialist general insurer. Product offerings include Medical Insurance, Life Insurance as well as Property, Casualty as well as Marine Insurance.
Alea works with Chubb to compare the widest selection of VHIS, health and life insurance plans.
Chubb
Chubb Insurance Hong Kong Limited is a specialist general insurer. Product offerings include Medical Insurance, Life Insurance as well as Property, Casualty as well as Marine Insurance.
Alea works with Chubb to compare the widest selection of VHIS, health and life insurance plans.
Passport Card
PassportCard is part of the Davidshield Group, international health & travel insurance provider since 1999 with offices in Germany, UK, Cyprus, Israel & Australia. Plans are insured by AWP Health & Life (Allianz group).
Alea works with Passport Card to compare the widest selection of health insurance plans.
Passport Card
PassportCard is part of the Davidshield Group, international health & travel insurance provider since 1999 with offices in Germany, UK, Cyprus, Israel & Australia. Plans are insured by AWP Health & Life (Allianz group).
Alea works with Passport Card to compare the widest selection of health insurance plans.
FWD
Founded in 2013, FWD Group spans 10 markets in Asia including Hong Kong & Macau. It offers life and medical insurance, general insurance and employee benefits.
Alea works with FWD to compare the widest selection of health insurance, life insurance, VHIS and group medical plans.
FWD
Founded in 2013, FWD Group spans 10 markets in Asia including Hong Kong & Macau. It offers life and medical insurance, general insurance and employee benefits.
Alea works with FWD to compare the widest selection of health insurance, life insurance, VHIS and group medical plans.
Sun Life
Founded in Canada in 1865, Sun Life Insurance Company has been serving Hong Kong since 1892. The company provides comprehensive financial services to individuals and corporations, as well as health and life insurance.
Alea partners with Sun Life to offer the broadest selection of health insurance, life insurance, and VHIS plans.
Sun Life
Founded in Canada in 1865, Sun Life Insurance Company has been serving Hong Kong since 1892. The company provides comprehensive financial services to individuals and corporations, as well as health and life insurance.
Alea partners with Sun Life to offer the broadest selection of health insurance, life insurance, and VHIS plans.
Liberty Insurance
One of Hong Kong's top 10 medical insurance providers, Liberty International Insurance Limited (HK) is a subsidiary of the Liberty Mutual Insurance Group, founded in 1912 in Boston.
Alea works with Liberty Insurance to compare the widest selection of VHIS, group medical, health and life insurance plans.
Liberty Insurance
One of Hong Kong's top 10 medical insurance providers, Liberty International Insurance Limited (HK) is a subsidiary of the Liberty Mutual Insurance Group, founded in 1912 in Boston.
Alea works with Liberty Insurance to compare the widest selection of VHIS, group medical, health and life insurance plans.
Generali
As one of the world's leading insurers, Generali was founded in Italy in 1831. In Hong Kong, it has been providing insurance to individuals and companies for 50 years.
Alea collaborates with Generali to compare the broadest selection of critical illness and life insurance plans.
Generali
As one of the world's leading insurers, Generali was founded in Italy in 1831. In Hong Kong, it has been providing insurance to individuals and companies for 50 years.
Alea collaborates with Generali to compare the broadest selection of critical illness and life insurance plans.
VUMI
VUMI® is an international health insurance company offering exclusive major medical insurance products and VIP medical services to private and corporate clients worldwide.
Alea works with VUMI to compare the widest selection of health insurance plans.
VUMI
VUMI® is an international health insurance company offering exclusive major medical insurance products and VIP medical services to private and corporate clients worldwide.
Alea works with VUMI to compare the widest selection of health insurance plans.
MSIG
MSIG is a leading general insurer in Asia, it has been providing general insurance solutions and products in Hong Kong for more than 150 years.
MSIG
MSIG is a leading general insurer in Asia, it has been providing general insurance solutions and products in Hong Kong for more than 150 years.
Morgan Price
Morgan Price International is a UK-based health insurance provider for expatriates & foreign nationals since 1999. Today, Morgan Price looks after 10,000 clients in over 100 countries.
Alea works with Morgan Price to compare the widest selection of health insurance plans.
Morgan Price
Morgan Price International is a UK-based health insurance provider for expatriates & foreign nationals since 1999. Today, Morgan Price looks after 10,000 clients in over 100 countries.
Alea works with Morgan Price to compare the widest selection of health insurance plans.
Pacific Life
Founded in 1960, The Pacific Life Assurance Co., Ltd. is Hong Kong’s home-grown insurance provider. It offers a comprehensive range of life insurance products.
Alea works with Pacific Life to compare the widest selection of health insurance and life insurance plans.
Pacific Life
Founded in 1960, The Pacific Life Assurance Co., Ltd. is Hong Kong’s home-grown insurance provider. It offers a comprehensive range of life insurance products.
Alea works with Pacific Life to compare the widest selection of health insurance and life insurance plans.
Zurich
Zurich has been present in Hong Kong since 1961 and offers a full range of flexible insurance solutions to individuals and corporate customers.
Alea works with Zurich to compare the widest selection of VHIS, health and life insurance plans.
Zurich
Zurich has been present in Hong Kong since 1961 and offers a full range of flexible insurance solutions to individuals and corporate customers.
Alea works with Zurich to compare the widest selection of VHIS, health and life insurance plans.
Why Alea
Alea vs other insurance players
Traditional Broker
Insurance company
Compare 50+ insurers at the best price
Free audit of your current insurance
Unbiased, independent advice
Fast, human customer care all year long
Why Alea
Alea vs other insurance players
Traditional Broker
Insurance company
Compare 50+ insurers at the best price
Free audit of your current insurance
Unbiased, independent advice
Fast, human customer care all year long
Why Alea
Alea vs other insurance players
Traditional Broker
Insurance company
Compare 50+ insurers at the best price
Free audit of your current insurance
Unbiased, independent advice
Fast, human customer care all year long
FAQ
Frequently Asked Questions
How do we choose the providers we work with?
Working with trustworthy health insurance providers is fundamental to our business. We work with both Hong Kong-based and international health insurance providers. For any offshore plans recommended, we ensure all providers are subject to regulations that both Alea and its customers hold in high regard.
How do you stay on top of their products?
We know our products from top to bottom! Alea advisors are not only rigorous and detail-oriented, they also receive weekly training sessions with the insurance providers we work with. We’re in constant conversation with our partners to stay abreast of any and all updates, keeping our communication mutually open and transparent.
Why does choice matter?
Providing choice is incredibly important for a number of reasons, including that your needs and personal situation may change over time. Maternity, child cover, planning for retirement, the onset of a chronic illness - we can't always plan for exactly how life will unfold. Additionally, some health insurance products may simply become too expensive over time.
How do we recommend one provider versus another?
There is no “best” insurer and there is no “one-size-fits-all” health insurance plan. Every product has its own strengths & weaknesses and because we know them all by heart (it's our specialty!), we know - for instance - which plans are more flexible on pre-existing conditions or which may be discontinued. Each proposal and recommendation is tailored to suit your own needs and situation.
Why do close relationships matter?
Trust is pivotal to our business and we maintain close relationships with each of our 25+ providers, working with them hand-in-hand to make sure you receive the best service and outcomes. These relationships mean we can better advocate for you when you are facing a difficult claim issue. Our multiple points of contact enable us to resolve any critical issues that may arise.
Have we ever stopped working with a provider?
Absolutely. We’ve ceased relationships with insurance providers whose products we believed to be unsustainable and with some who’ve made business decisions we felt were unfair and/or unfavourable to our clients. When making such decisions, we carefully analyse facts and data and undertake robust internal consideration.
How do we stay independent?
The Code of Conduct For Licensed Insurance Brokers specifically mentions that our fiduciary duties are owed to clients. While there are insurance providers we work with more than others, no one partner represents more than 20% of our total revenues. We partner with 25+ insurance providers, allowing us to provide choice and remain completely independent. We don’t work for insurance providers, we work for you.
What is our business model?
As brokers, we receive a percentage commission of the insurance premium you pay directly to the insurance provider. This commission is automatically included in the premium, not in addition to it. It is not less expensive to buy direct from the insurer! The advisory services we provide to you are free of charge. For individual and family plans, the average commission rate we receive each year varies between 15-20% of the annual premium. For group employee health benefits (group schemes), commission rates generally vary between 10-15%.
How do we choose the providers we work with?
Working with trustworthy health insurance providers is fundamental to our business. We work with both Hong Kong-based and international health insurance providers. For any offshore plans recommended, we ensure all providers are subject to regulations that both Alea and its customers hold in high regard.
How do you stay on top of their products?
We know our products from top to bottom! Alea advisors are not only rigorous and detail-oriented, they also receive weekly training sessions with the insurance providers we work with. We’re in constant conversation with our partners to stay abreast of any and all updates, keeping our communication mutually open and transparent.
Why does choice matter?
Providing choice is incredibly important for a number of reasons, including that your needs and personal situation may change over time. Maternity, child cover, planning for retirement, the onset of a chronic illness - we can't always plan for exactly how life will unfold. Additionally, some health insurance products may simply become too expensive over time.
How do we recommend one provider versus another?
There is no “best” insurer and there is no “one-size-fits-all” health insurance plan. Every product has its own strengths & weaknesses and because we know them all by heart (it's our specialty!), we know - for instance - which plans are more flexible on pre-existing conditions or which may be discontinued. Each proposal and recommendation is tailored to suit your own needs and situation.
Why do close relationships matter?
Trust is pivotal to our business and we maintain close relationships with each of our 25+ providers, working with them hand-in-hand to make sure you receive the best service and outcomes. These relationships mean we can better advocate for you when you are facing a difficult claim issue. Our multiple points of contact enable us to resolve any critical issues that may arise.
Have we ever stopped working with a provider?
Absolutely. We’ve ceased relationships with insurance providers whose products we believed to be unsustainable and with some who’ve made business decisions we felt were unfair and/or unfavourable to our clients. When making such decisions, we carefully analyse facts and data and undertake robust internal consideration.
How do we stay independent?
The Code of Conduct For Licensed Insurance Brokers specifically mentions that our fiduciary duties are owed to clients. While there are insurance providers we work with more than others, no one partner represents more than 20% of our total revenues. We partner with 25+ insurance providers, allowing us to provide choice and remain completely independent. We don’t work for insurance providers, we work for you.
What is our business model?
As brokers, we receive a percentage commission of the insurance premium you pay directly to the insurance provider. This commission is automatically included in the premium, not in addition to it. It is not less expensive to buy direct from the insurer! The advisory services we provide to you are free of charge. For individual and family plans, the average commission rate we receive each year varies between 15-20% of the annual premium. For group employee health benefits (group schemes), commission rates generally vary between 10-15%.
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Ready to find your plan?
Free, no-obligation quote
Expert, human advice
Save time & money
Ready to find your plan?
Free, no-obligation quote
Expert, human advice
Save time & money