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Understanding alternative medicine: a complete guide
As interest in alternative medicine grows, Alea’s experts give you all the information you need to understand what it entails, the benefits it offers, and how it can complement traditional healthcare.
Last update:
3rd June 2024
3rd June 2024
As interest in alternative medicine grows, Alea’s experts give you all the information you need to understand what it entails, the benefits it offers, and how it can complement traditional healthcare.
Last update: 3rd June 2024
Alternative medicine refers to a diverse range of practices and treatments that fall outside the realm of conventional Western medical practices. Often rooted in ancient traditions and holistic approaches, alternative medicine seeks to treat the body, mind, and spirit as interconnected aspects of health. As interest in alternative medicine grows, Alea’s experts give you all the information you need to understand what it entails, the benefits it offers, and how it can complement traditional healthcare.
What are the types of alternative medicine?
Alternative medicine encompasses a wide variety of therapies and practices. Here are some of the most commonly recognized types:
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Acupuncture: This ancient Chinese practice involves inserting thin needles into specific points on the body to balance the body's energy flow, known as qi. Acupuncture is often used to alleviate pain and treat various physical, mental, and emotional conditions.
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Herbal Medicine: Using plants and plant extracts, herbal medicine aims to restore health by utilizing the natural properties of herbs. It's one of the oldest forms of medicine, with each culture having its unique herbal traditions.
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Homoeopathy: Developed in the 18th century, homoeopathy is based on the principle of "like cures like." Practitioners use highly diluted substances that in larger amounts would cause symptoms of the illness being treated.
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Naturopathy: This approach combines traditional therapies with modern science, emphasizing natural remedies and the body's ability to heal itself. It often includes dietary changes, supplements, and lifestyle modifications.
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Traditional Chinese Medicine (TCM): TCM includes a range of practices such as herbal medicine, acupuncture, massage (Tui Na), exercise (Qigong), and dietary therapy. It's based on the balance of the yin and yang and the flow of qi.
What are the benefits of alternative medicine?
1. Holistic Approach: Alternative medicine often addresses not just the symptoms but the underlying causes of health issues. This holistic approach can lead to more comprehensive and sustainable health improvements.
2. Personalized Care: Many alternative medicine practices are tailored to the individual's specific health needs, considering their physical, emotional, and spiritual well-being.
3. Fewer Side Effects: When used appropriately, many alternative therapies have fewer side effects compared to conventional treatments, making them suitable for long-term use.
4. Complementary Benefits: Alternative medicine can be used alongside conventional treatments to enhance their effectiveness and improve overall health outcomes.
5. Prevention and Wellness: These practices often emphasize prevention and the maintenance of health rather than solely focusing on treating illness
Which insurers cover alternative medicine?
As alternative medicine gains popularity, many health insurance plans are beginning to offer coverage for various alternative therapies. Here is a comparative table of different insurance plans and their coverage of alternative medicine*:
| Insurance Provider | Services Covered |
|---|---|
| Allianz Care Pro | Osteopathy, homeopathy, Chinese herbal medicine and acupuncture: fully covered up to 12 sessions per condition. Physiotherapy: fully covered for prescribed physiotherapy (initially limited to 12 sessions per condition) and up to 5 visits/year for non prescribed physiotherapy. |
| April Hong Kong Elite | Osteopathy, TCM, acupuncture and other alternative medicines: fully covered up to HK$ 1,723 per visit and combined limit of HK$ 39,169 per year. Physiotherapy: covered. |
| AXA Global Health Prestige Plus | TCM and acupuncture: fully covered up to HK$ 1,253 each visit and 15 sessions per year. Other alternative medicines: fully covered up to 35 sessions per year. Physiotherapy: fully covered up to 35 sessions per year. |
| Bupa Asia Deluxe Pro (VHIS Plan) | TCM and acupuncture: fully covered in the insurer network, for other establishments fully covered up to HK$ 600 per visit, up to 40 sessions annually. Alternative medicine: up to HK$ 1,200 per visit. Osteopathic treatment is only covered for muscles, bones and joints. Physiotherapy: fully covered for treatment for Physiotherapy & Chiropractor with a written referral letter. |
| Bupa Global Ultimate | Osteopathy, TCM, acupuncture, and other alternative medicines: fully covered. |
| Cigna Health First Elite 360 | Osteopathy: fully covered up to HK$ 800 per visit, with combined total of HK$ 1,600 and 5 visits per policy year. TCM and other alternative medicines: fully covered up to HK$ 800 per visit and 10 annual appointments. Physiotherapy: covered. |
| Cigna Global Platinum | Osteopathy, TCM, acupuncture, alternative medicine, and physiotherapy: covered. |
| Henner Prestige | Osteopathy, TCM and homoeopaths: fully covered up to 20 sessions with a maximum of HK$ 1,410 per session. Physiotherapy: fully covered up to 20 sessions max HK$ 1,406/session. |
| Morgan price Elite | TCM and Acupuncture : fully covered up to HK$ 15,667 per year. Physiotherapy: Up to HK$ 15,624. Other alternative medicines and osteopathy are not covered. |
| NowHealth WorldCare Apex | Osteopathy, TCM, acupuncture and other alternative medicines: covered. Physiotherapy: Covered. |
- The above approximate premiums are in HKD and were calculated on March 26, 2024.
- This comparison chart is for information only and does not carry responsibility.
- For precise details regarding the services covered, please refer to the terms and conditions of the respective insurance plans.
By embracing the best of both conventional and alternative medicine, you can achieve a more balanced, holistic approach to your health and well-being. At Alea, we are committed to helping you navigate your insurance options to find the plan that best suits your needs.
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This article was independently written by Alea and is not sponsored. It is informative only and not intended to be a substitute for professional advice and should never be relied upon for specific advice.
