Best Expat Maternity Insurance 2026
Compare top expat maternity insurance plans. Find coverage, costs, waiting periods & tips from our experts. Get FREE Quotes!
Reviewed by a licensed advisor
Best insurers for international maternity insurance for expatriate
Looking for the best maternity insurance? You’re in the right place.
Insurer | Insurance plan | Price range |
|---|---|---|
APRIL International | MYHEALTH INTERNATIONAL | $$ |
AXA Global | GLOBAL HEALTH | $$$ |
MSH | FIRST EXPAT / RELAIS EXPAT | $$ |
*This list is based on our research and doesn’t aim to be exhaustive.
Having a baby abroad can cost a lot! This is why it’s important to plan ahead and protect yourself with the right maternity insurance plan. A maternity plan will not only minimize the cost of treatments, but provide an alternative option for you to choose a private hospital and avoid the disproportionate waiting times at public hospitals. It can also cover your prenatal and postnatal care to ensure optimal recovery of the mother and care for the infant.
Our experts at Alea know all insurance products by heart and are here to recommend some top insurers with outstanding maternity cover, the best costs, coverage, customer experience, claim process and additional features.
We have done all the groundwork for you, analyzing pros and cons of each insurer so you can sit back and get the best options easily.
Summary of this insurance plan goes here.
Most competitive option on the market
Good coverage for mother and baby
Flexible to drop the benefit after
12 month waiting period
The maternity benefit under AXA's Global Health plan can secure both the mother and baby from complications with no waiting period.
Covers complications of pregnancy with inpatient only
No waiting period for complications only
Can apply while pregnant
Highest waiting period for regular maternity (18 months)
MSH offers a great maternity benefits as an offshore plan
Fertility Treatments
Flexible to drop the maternity benefit after
10 month waiting period
Maternity benefit requires taking outpatient, optical, and dental coverage.
How do we select these insurers?
We have closely worked with our 50+ insurance partners for many years and we know their products inside out. As an independent insurance broker, we choose to work with insurers with an excellent track record and sell only products that we believe in, tried and tested. The above recommendations are made by our board of licensed insurance advisors based on criteria including the costs, coverage, customer experience, claim process and additional features of each insurer. In short, we are not paid to make these recommendations.
The bottom line
Let’s be frank, there is no “best” insurer or “one-size-fits-all” insurance plan! Every product has its own strengths & weaknesses and it is important that you have them in mind before signing a policy, which certainly takes a lot of browsing, reading and comparing. But with Alea, rest assured that you will get peace of mind as we simplify everything for you.
We tailor each recommendation to suit your specific needs and budget and provide unbiased advice on a case-by-case basis so you can find the best fit for your situation. Even better, our advisory service comes free of charge, since we are remunerated via a commission on the insurance premium you pay directly to the insurance provider!
Get in touch with an advisor today for a detailed comparison of your insurance options!
What's the best expat international maternity insurance?
Our picks of insurers for expat maternity insurance are: APRIL France, AXA Global, MSH
How much does expat maternity insurance cost?
Premiums depend on several factors: your age, country of residence, pre-existing conditions, the benefits you choose and whether you smoke. Get a quote to see your price.
Do I need maternity insurance?
If you are planning to have a baby, you are strongly advised to get maternity insurance considering the high medical cost in Hong Kong's private healthcare sector. A maternity plan can cover your childbirth, antenatal and postnatal care so that you can have an alternative option to use private hospitals and avoid the disproportionate waiting time at public hospitals.
Written by
Amelie Dionne-Charest
Co-Founder & CEO
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