Real healthcare costs in Thailand (2026): what Bangkok hospitals charge and what the CFE pays

Thai private hospitals publish many of their prices: room rates per night, intensive care, fixed-price surgery and delivery packages, MRI offers and check-ups. They do not publish in-person consultation fees or emergency fees. This page lists what Bumrungrad, Bangkok Hospital, Samitivej, BNH, Phyathai and Vejthani showed on their own websites on 4 November 2026, in baht and euros, with what the CFE pays back in Thailand.

In short: a night in a standard, shared or single room costs 7,255 to 14,700 THB (about 192 to 390 €) before doctors and tests; a laparoscopic gallbladder removal package 240,930 to 273,000 THB (about 6,385 to 7,235 €); a standard delivery package 67,000 to 151,800 THB (about 1,776 to 4,023 €). The CFE pays 42% of a hospital stay, at most 70% under its direct billing, 30% of imaging and 21 € per consultation.

Where do these prices come from?

• Only prices a hospital publishes itself, read on its own page on 4 November 2026, with validity dates as printed ("undated" if none).

• Euros at the European Central Bank reference rate of 3 November 2026: 1 € = 37.735 THB.

• Self-pay prices that can change; complications, extra nights and items outside a package are billed at normal rates.

• Check who a price is for. Bumrungrad says it has one pricing system for Thai and international patients. Bangkok Hospital Headquarters says its package prices apply to fly-in patients, so residents should ask for their own quote.

• Naming a hospital here says nothing about CFE direct billing: we found no public list of the CFE's partner hospitals in Thailand.

How much is a hospital room per night in Thailand?

These are room charges only: doctors' fees, drugs, tests and supplies are billed on top. Bumrungrad's suites run from 32,100 to 78,300 THB a night.

Source: room-rate pages of Bumrungrad (prices shown in baht with the site's currency selector), Bangkok Hospital Headquarters, Samitivej and BNH, read 4 Nov 2026.

How much does intensive care cost in a Bangkok hospital?

Bumrungrad publishes its intensive care rate: 25,500 THB (676 €) a day for ICU or CCU, of which 10,670 THB is the room and 14,830 THB the service charge and meals, effective 1 January 2026. An ICU room with a family area costs 26,900 THB (713 €), an isolation ICU room 27,200 THB (721 €). That is the room part only; doctors, drugs and tests come on top. We could not read an intensive care rate at the other hospitals.

Source: Bumrungrad, intensive care, read 4 Nov 2026.

How much does surgery cost in Thailand?

The Bumrungrad gallbladder package includes the operating room and team, one night in a single room, anaesthesia, the surgeon, assistant and anaesthesiologist fees and one day of rounds. It excludes pre-operative and outpatient costs, extra days, intensive care, complex or emergency cases, tests before and after surgery and take-home medicine. Bangkok Hospital does not itemise its inclusions; its offer needs at least one night and a minimum spend of 100,000 THB.

Source: Bumrungrad, laparoscopic cholecystectomy and surgical clinic packages; Bangkok Hospital, abdominal and anorectal surgery, read 4 Nov 2026.

How much is an MRI or a CT scan in Bangkok?

The only current MRI prices we found are an offer at Bangkok International Hospital (Brain x Bone), part of the Bangkok Hospital group, valid from 1 July to 31 December 2026, radiologist's interpretation included, further investigations extra: shoulder or knee, one side, 12,000 THB (318 €); ankle, one side, 13,500 THB (358 €); spine 13,500 to 15,900 THB (358 to 421 €).

No hospital we checked publishes a current diagnostic CT price. Bumrungrad lists screening packages only: a calcium scoring heart CT at 7,800 THB (207 €) and a lung screening CT at 17,200 THB (456 €). These are not the price of a CT ordered by a doctor.

Source: Bangkok Hospital, MRI; Bumrungrad, radiology packages, read 4 Nov 2026.

How much does it cost to give birth in Thailand?

Inclusions differ. Bangkok Hospital Phuket includes rooms, meals, medicine, the obstetrician, anaesthesiologist and paediatrician fees and the baby's first vaccines. Samitivej Srinakarin's Normal Labor Program includes the obstetrician and paediatrician fees but not pregnancy care, an epidural for a natural birth or forceps, and issues a receipt for the total without a breakdown. Bangkok Hospital Headquarters adds 9,700 THB of labour service and the anaesthesiologist (6,300 THB for the first 2 hours) to its normal labour price. Premium tiers reach 288,000 THB (Bangkok Hospital ELITE, 7 nights). We found no current delivery package at Bumrungrad or BNH.

Source: delivery package pages of Bangkok Hospital Phuket, Phyathai 2, Samitivej Srinakarin, Samitivej Sukhumvit and Bangkok Hospital Headquarters, read 4 Nov 2026.

How much does a health check-up cost in Bangkok?

• Bumrungrad: Regular Program (male, under 30) 7,000 THB (186 €), with examination, blood and urine tests, chest X-ray and ECG; Executive 16,300 THB (432 €); Comprehensive male 34,900 THB (925 €), female over 40 41,500 THB (1,100 €).

• Bangkok Hospital Headquarters: Ultimate Health Checkup 40,000 THB male, 43,000 THB female (1,060 / 1,140 €), doctor's fee included, 1 January to 31 December 2026.

• BNH: annual check-ups from 10,900 to 77,900 THB (289 to 2,064 €), 14 options; no validity date seen.

• Vejthani: 4,900 to 62,000 THB (130 to 1,643 €); undated.

• Children: Bumrungrad preschool check-up (3 to 5 years) 5,300 THB (140 €), school age (6 to 11) 11,300 THB (299 €); Vejthani 6,900 to 12,990 THB (183 to 344 €), excluding doctor's and hospital service fees, valid to 30 November 2026.

Source: Bumrungrad health screening and children's packages, Bangkok Hospital, BNH, Vejthani, read 4 Nov 2026.

How much does a doctor's consultation cost in Thailand?

None of the hospitals we checked (Bumrungrad, Bangkok Hospital Headquarters, Samitivej, BNH, Phyathai, Vejthani) publishes an in-person fee for a GP, a specialist or a paediatrician. Ask the hospital for an estimate when you register. Only video consultations have published prices:

• Samitivej Online Health Clinic: from 500 THB (13.25 €) for the first 15 minutes, 24 hours a day.

• Samitivej online specialist, adult or paediatric: from 800 THB (21.20 €) per 15 minutes.

• Bumrungrad Anywhere: from 2,055 THB (54.46 €); medicine delivery extra (466 THB same day in Bangkok, 270 THB by post).

Source: Samitivej Virtual Hospital, Bumrungrad Anywhere, read 4 Nov 2026.

What do Thai hospitals not publish?

• In-person consultation fees (GP, specialist, paediatrician).

• Emergency department fees: no hospital we checked publishes one.

• Diagnostic CT and MRI list prices, apart from the Bangkok Hospital group MRI offer.

• A current delivery package at Bumrungrad or BNH.

• Whether they belong to the CFE's direct billing network: we found no public list.

If a price matters to you, ask the hospital for a written estimate before the care, and ask whether it applies to residents.

What does the CFE pay back on these prices?

Thailand is in CFE zone 3. For a hospital stay, the CFE pays 42% of the real cost if you pay and claim, or at most 70% if you are eligible for its direct billing and the hospital is in its partner network. Outpatient care is outside direct billing: consultations are a flat 21 €, imaging 30%. Births are fixed amounts.

How to read it:

• The percentage applies to the whole hospital bill. Room-only lines illustrate the rule; a real bill adds doctors, drugs and tests.

• 70% is a ceiling, not a promise. Direct billing excludes private or semi-private room comfort costs and doctors' fee overruns, and every price above is for a private room.

• Births. The CFE fixed amount is "limited to the real expense": we read it as paid up to the bill, never more; confirm with the CFE. It covers an uncomplicated birth, practitioner fees included.

• Video consultations below 30 €. The CFE pays 70% of a 30 € flat, teleconsultations included; how it applies to a cheaper bill, such as Samitivej's 500 THB, is a question for the CFE.

• Check-ups and emergencies. The CFE pays a health check up to 167.69 € every 5 years and has a 28.68 € flat for unscheduled care; whether a Thai check-up or emergency visit qualifies is not stated in the CFE documents we read.

Source: CFE, guarantees 2026 (arrêté of 17 December 2025), CFE direct billing guarantees 2026, CFE membership guide 2026; ECB reference rate of 3 November 2026; hospital pages above, read 4 Nov 2026. "In euros", "CFE pays" and "left to you" are our calculations.

What should you do with these figures?

Use them to size the gap, not to predict your bill. Who can use CFE direct billing, when the CFE alone can work and how to choose a top-up: our guide to the CFE in Thailand. See also hospitalisation in Thailand with the CFE, maternity in Thailand with the CFE and is the CFE alone enough in Thailand.

How Alea helps

Alea is a Hong Kong-based broker and the official CFE representative for Hong Kong, China and Singapore. We also help French expats in Thailand join the CFE at the right time and compare top-ups and first-euro formulas from more than 50 insurers, with worked examples on real Thai hospital prices. Start with our CFE page, or talk to an advisor for a free quote with no commitment.