Get CFE Health Insurance
Get the best price and coverage from CFE today!
The Caisse des Français de l'Étranger (CFE) allows you to receive reimbursements just as if you were in France, and to seamlessly reintegrate into the French Social Security system upon your return with no waiting period.Furthermore, no medical questionnaire is required with the CFE, meaning that pre-existing conditions are automatically covered. Alea is the go-to insurance broker for French expatriates in Hong Kong. As the exclusive CFE representative for Hong Kong and China, Alea possesses unique expertise in CFE plans as well as top-up solutions from French insurers such as APRIL, Henner, MSH, and Assur-Travel.
Why choose Alea for your CFE enrollment?
By choosing Alea, you benefit from tailored guidance throughout your CFE enrollment process. Based in Hong Kong, we operate in your exact time zone, ensuring immediate availability and highly responsive follow-up. Thanks to our close, privileged relationship with the CFE, we speed up the processing of your applications and streamline administrative steps, delivering a truly personalized experience. Furthermore, we advise you on the limitations of the CFE coverage which only mirrors the reimbursements of the French Social Security system and help you find the right top-up solutions suited to your life in Asia.
Compare the CFE with other leading insurers
At Alea, we partner with over 50 renowned local and international insurance providers to offer you an extensive range of options. We know every single insurance product inside out, allowing us to fine-tune every proposal to perfectly match your specific needs and budget.
Alea + CFE = The best price & service
Alea partners with the leading health insurance providers in Asia and has built a privileged relationship with the CFE. Once we find your ideal plan, we ensure you receive top-tier service all year round at absolutely no extra cost! Access CFE solutions combined with Alea's unique expertise and exceptional service. Tell us about your situation, and we will find the perfect solution for you.
We don’t work for the insurance providers; we work for you.
Extra service,
with NO extra charge
As brokers, we are remunerated via a commission on the insurance premium you pay directly to the insurance provider. Your premium will be exactly the same (never cheaper!) whether you get insurance directly from the insurer or through us – plus, our comparison, market explanations on which products are best for you and year-round personalized service come free of charge, so why miss that?
Unbiased advice
around the clock
The Code of Conduct For Licensed Insurance Brokers states that our fiduciary duties are to clients. While there are some insurance providers we work with more than others, no insurer represents more than 20% of our total revenues. We work with 50+ well-known insurance providers and that allows us to provide you with the best choice, while remaining completely independent.
Frequently Asked Questions
Is CFE coverage good?
Yes. The CFE acts as the extension of the French Social Security system abroad, allowing you to maintain your French healthcare benefits. It is highly attractive to French expats because it ensures a seamless reintegration into the French system upon return with no waiting period, especially when paired with an international top-up plan.
Does the CFE cover me abroad?
Yes. The CFE provides worldwide coverage, including during your temporary stays in France. However, because it only reimburses based on French Social Security rates, we strongly recommend adding a top-up insurance policy to cover the high cost of private healthcare in Asia.
Does the CFE cover pre-existing conditions?
Yes, absolutely. Unlike traditional individual insurers, the CFE requires no medical questionnaire. This means all pre-existing conditions are automatically covered with no exclusions, premium loadings, or waiting periods. Contact us to find the best complementary plan to secure your coverage.
