Best CFE Supplemental Insurance Plans in Vietnam in 2026
Find the best CFE supplemental insurance in Vietnam. Our experts recommend the best international health insurance plans. Free Quote.
Reviewed by a licensed advisor
Best CFE Supplemental Health Insurance Plans
Whether you are an expat living in Vietnam or a frequent traveler, a CFE supplemental health insurance plan allows you to benefit from optimal coverage while taking advantage of the Caisse des Français de l'Étranger (CFE). Complementing your coverage with a tailored insurance plan guarantees easier access to healthcare and optimal reimbursement, whether in the public or private sector.
As an official CFE partner and insurance broker serving the French community in Asia, we have selected the best CFE supplemental plans available in Vietnam*:
Insurer | Plan Name | Price Range |
|---|---|---|
APRIL France | Ma Santé Internationale | $$$ |
Henner | Expat Santé | $$$ |
MSH International | Relais Expat+ | $$$ |
(This selection is based on our research and is not intended to be exhaustive.)
It is essential to understand the local healthcare system and assess your medical coverage needs. The CFE provides a reimbursement base, but it does not always cover the full cost of medical expenses, particularly in private clinics and hospitals where costs can be high.
This is where CFE supplemental insurance comes in: it covers all or part of the remaining balance and gives you access to care with better coverage and faster reimbursement.
Our experts at Alea have detailed knowledge of the various insurance solutions available and recommend the best CFE supplemental plans based on cost, coverage, customer service, reimbursement, and additional benefits.
Discover below the best CFE supplemental plans for 2026, carefully selected by our team of experts.
Although pricey, the APRIL France plan is one of the most attractive offshore options available on the market for expats looking for international coverage.
High coverage levels
Very efficient Thailand-based customer service for hospitalization cases
Good coverage for alternative medicine
High premiums
Delays and follow-up on reimbursement claim processing
Henner offers generous international health coverage with excellent customer service, though the plan is not modular.
Very competitive premiums for CFE top-up coverage
Good service and reimbursement processing times
Maternity coverage limits apply only to delivery; pre- and post-natal care is covered under general medicine benefits
Plans are offered as packages and cannot be customized
3-month waiting period for hospitalization and general medicine (except accidents and emergencies)
Coverage is not renewable for life
Relais Expat+ is an offshore plan that offers excellent coverage for expats seeking a high level of benefits.
Very responsive Shanghai-based customer service
Strong benefit levels
Direct billing available for outpatient expenses within the partner network under the Diamond tier
Online reimbursement claims capped at €1,000 per request
12-month waiting period for psychiatric treatments; psychologists not covered
We work closely with over 50 insurance partners and have thorough knowledge of their products. As an independent broker, we choose to work with proven insurers and only sell products we trust and that have been tested and approved. The recommendations above are made by our insurance advisors based on criteria such as cost, coverage, customer experience, claims processing, and each insurer's additional features. In short, we are not paid to make these recommendations.
In Summary
Let's be straightforward: there is no "perfect" insurer or one-size-fits-all insurance plan. Every product has its own strengths and weaknesses, and it is important to understand these before purchasing a policy, which requires a great deal of research, reading, and comparison. But with Alea, you have peace of mind: we simplify everything for you.
We tailor each recommendation to your needs and budget and provide unbiased, case-by-case advice so you can find the solution best suited to your situation. Even better, our advice is free: we are compensated through a commission on the insurance premium you pay directly to the insurer.
Contact an advisor today for a detailed comparison of your insurance options!
Written by
Julien Mathieu
Co-Founder & CEO | Official CFE Representative
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