Hospital Costs
What hospital treatment actually costs
Hospital bills are where most people discover the limits of their cover. The gap between a public ward and a private room can run to five figures, and the difference between a semi-private and a private bed often decides whether a claim is paid in full.
These guides break down real charges, room rates, surgeon fees, and day-procedure costs, so you can size the cover you need before you need it. If your current plan leaves a shortfall, a top-up plan is usually the cheapest way to close it.
