u4ec0u9ebcu662fu4fddu96aau7d00u7d00u4ebauff1f
u4fddu96aau7d00u7d00u4ebau662fu4e00u540du5408u8cc7u683cu7684u5c08u696du4ebau54e1uff0cu4ee3u8868u60a8u884cu4e8buff0cu62eeu6f14u60a8u8207u4fddu96aau516cu53f8u4e4bu9593u7684u6a4bu6fa梁u3002u7d00u7d00u4ebau5f9eu4ed6u5011u9078u64c7u7684u4fddu96aau516cu53f8u4e2du5c0bu627eu7522u54c1uff0cu7136u5f8cu5411u60a8uff08u6295u4fddu4ebauff09u63a8u85a6u3002
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
u4fddu96aau7d00u7d00u4ebau662fu505au4ec0u9ebcu7684uff0f职责u6709u54eau4e9buff1f
u70bau4e86u6effu8db3u5ba2u6236u7684u9700u6c42uff0cu4fddu96aau7d00u7d00u4ebau80a9u8ca0u8457u5e36u6709u5e38u898fu7684u8077u8cacu3002
u9019u4e9bu8077u8cacu5305u62ecuff1f
u89e3u7b54u8207u4fddu96aau76f8u95dcu7684u554fu984c
u5411u5ba2u6236u63a8u85a6u5408u9069u7684u4fddu96aau7522u54c1
u70bau5ba2u6236u722du53d6u6b0au76cauff0cu7279u5225u662fu6d89u53cau5df2u5b58u5728u75beu75c5u548cu7279u6b8au9700u6c42u6642
u8207u4fddu96aau516cu53f8u9032u884cu8ac Negotiate
u5354u52a9u5ba2u6236u8fa6u7406u6295u4fddu7533u8acb
u5b89u6392u4fddu96aau5408u540c
u5354u52a9u5ba2u6236u63d0u4ea4u7d22u511fu7533u8acb
u63d0u9192u5ba2u6236u7e8cu4fdd
u5728u4f7fu7528u4fddu96aau7d00u7d00u4ebau7684u670du52d9u6642uff0cu8acbu70bau81eau5df1u5146u5099u9019u4e9bu6199u514du554fu7d00u7d00u4ebau7684 9 u500bu554fu984cu3003
u4fddu96aau7d00u7d00u4eba VS u4fddu96aau4ee3u7406u4ebauff1au6709u4ec0u9ebcu5206u5225uff1f
u4fddu96aau7d00u7d00u4ebau548cu4fddu96aau4ee3u7406u4ebau5747u70bau4fddu96aau4e2du4ecbu4ebauff0cu8ca0u8cacu806fu7e6bu6295u4fddu4ebau548cu4fddu96aau516cu53f8u3003u7136u800cuff0cu4fddu96aau7d00u7d00u4ebau662fu4ee3u8868u6295u4fddu4ebau5de5u4f5cuff0cu800cu4fddu96aau4ee3u7406u4ebau5247u662fu7531u4fddu96aau516cu53f8u59d4u4efbuff0cu4ee3u8868u4e26u7dadu8b77u4fddu96aau516cu53f8u7684u5229u76cau3003
u4e00u76eeu4e86u7136uff1f
u4fddu96aau7d00u7d00u4eba | u4fddu96aau4ee3u7406u4eba | |
|---|---|---|
u5c08u9577 | u6bd4u8f03u4e0du540cu4fddu96aau516cu53f8u7684u8a08u5232uff0cu4e26u6839u64dau5ba2u6236u9700u6c42u63d0u4f9bu5fa9u8b70 | u4ee3u8868u5176u6240u5c6cu7684u4fddu96aau516cu53f8u9200u552eu9edeu7522u54c1 |
u5408u4f5cu4fddu96aau516cu53f8u6578u91cf | u8a31u591auff08u7121u9650u5236uff0uff09 | u901au5e38u53eau6709u4e00u5bb6uff1bu5728u67d0u4e9bu60c5u6cc1u4e0bu6700u591a 4 u5bb6 |
u4ee3u8868u7684u5c0du8c61 | u5ba2u6236 | u4fddu96aau516cu53f8 |
u4fddu96aau7d00u7d00u4ebau5982u4f55u6536u8cbbuff1f
u901au5e38uff0cu4fddu96aau7d00u7d00u4ebau7531u4fddu96aau516cu53f8u652fu4ed8u4f63u91d1u3003u5728u9999u6e2fuff0cu9019u4e9bu4f63u91d1u5927u7d04u4e58u5ba2u6236u652fu4ed8u7684u5e74u5ea6u4fddu8cbbu7684 15%uff08u91dfu7642u4fddu96aauff09u548cu4e00u822cu4fddu96aau7522u54c1uff08u5982u5bb6u5c45u3001u65c5u901bu4fddu96aau7b49uff0uff09u7684 30%u5de6u53f3u3003u9700u8981u6ce8u610fu7684u662fuff0cu7121u8ad6u60a8u662fu901au904eu7d00u7d00u4ebau9084u662fu76f4u63a5u5411u4fddu96aau516cu53f8u8cfcu8cb7u4fddu96aauff0cu60a8u7684u4fddu8cbbu90fdu662fu4e00u6a23u7684u3003
u9818u92dcuff08Aleauff09u8207u9999u6e2fu50b3u7d71u4fddu96aau7d00u7d00u4ebau6709u4f55u4e0du540cuff1f
u91dfu7642u4fddu96aau548cu4ebau583du4fddu96aau5c08u5bb6
u5728u9818u92dcuff08Aleauff09uff0cu6211u5011u81f4u529bu65bcu63d0u4f9bu5ba2u89c0u7684u5fa9u8b70u548cu51fau8272u7684u670du52d9u3003u7121u8ad6u60a8u662fu5728u70bau81eau5df1u3001u5bb6u4ebau9084u662fu54e1u5de5u5c0bu627eu4fddu96aauff0cu6211u5011u5728u5e36u52a9u5ba2u6236u8655u7406u91dfu7642u4fddu96aau548cu4ebau583du4fddu96aau9700u6c42u65b9u9762u64c1u6709u591au5e74u7684u7d93u9a57u3003u901au904eu8207u570bu969bu548cu672cu5730u4fddu96aau516cu53f8u5408u4f5cuff0cu6211u5011u70bau60a8u63d0u4f9bu7b26u5408u60a8u9810u7b97u548cu9700u6c42u7684u4fddu96aau7522u54c1u9078u64c7u3003
u5982u679cu60a8u7d93u71dfu4e00u5bb6u4f01u696duff0cu6211u5011u8207u672cu5730u548cu8de8u570bu516cu53f8u5408u4f5cu591au5e74u7684u7d93u9a57uff0cu4fddu8b49u6211u5011u6df1u5165u4e86u89e3u54e1u5de5u5c0du5176u91dfu7642u798fu5229u7684u671fu671bu3003u6211u5011u81f4u529bu65bcu4ee5u5408u9069u7684u50f9u683cu627eu5230u6700u4f73u7684u4fddu96aau8a08u5232u3003
u5c0du9999u6e2fu91dfu7642u4fddu5065u9ad4u7cfbu6709u6df1u5165u8a8du8b58
u7121u8ad6u60a8u662fu5728u516cu7acbu7cfbu7d71u9084u662fu79c1u71dfu6a5fu69cbu5c0bu6c42u670du52d9uff0cu60a8u5728u9999u6e2fu7684u91dfu7642u4fddu5065u9818u57dfu5c07u6c38u9060u4e0du6703u5b64u55aeu7121u63f4u3003u9818u92dcuff08Aleauff09u7684u6240u6709u7d00u7d00u4ebau90fdu5c0du9999u6e2fu7368u7279u7684u91dfu7642u4fddu5065u751fu614bu7cfbu7d71u6709u8457u6df1u5165u7684u4e86u89e3u3003u6211u5011u901au904eu53c3u89c0u91dfu9662u3001u8aeeu8a62u91dfu751fu548cu91dfu7642u5c08u696du4ebau54e1uff0cu4ee5u53cau7dadu6301u6578u4ee5u767eu8a08u7684u91dfu7642u5f9eu696du4ebau54e1u7db2u7d61uff0cu4f86u4fddu6301u6211u5011u7684u77e5u8b5au8207u6642u4ee3u4e26u9032u3003u6211u5011u6a02u65bcu5206u4eabu6211u5011u7684u77e5u8b5auff0cu5e36u52a9u60a8u638cu63a7u81eau5df1u7684u5065u5eb7u3003
u5168u9762u7684u5c08u5c6cu552eu5f8cu6709u6548u670du52d9
u5728u9818u92dcuff08Aleauff09uff0cu6211u5011u76f8u4fe1u7c3du7f72u4fddu96aau4fddu55aeu6587u4ef6u53eau662fu60a8u5065u5eb7u4e4bu65c5u4e0bu4e00u7ae0u7684u958bu59cbu3003u9019u5c31u662fu70bau4ec0u9ebcu6211u5011u63d0u4f9bu5168u9762u7684u552eu5f8cu652fu6301u548cu670du52d9u3003
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
u6700u5f8cuff0cu7576u5230u4e86u7e8cu4fddu6642u9593uff0cu6211u5011u5c07u5c0du60a8u73feu6709u7684u8a08u5232u9032u884cu5f39u6027u5be9u8a08uuff0cu4ee5u78bau5b9au4e0bu4e00u5e74u662fu5426u6709u5c0du60a8u66f4u5177u503cu5f97u7684u8a08u5232u3003
u8207u6211u5011u4fe1u8cfbu7684u4fddu96aau516cu53f8u5408u4f5c
u6211u5011u53eau8207u6211u5011u9858u610fu63a8u85a6u7d66u81eau5df1u670bu53cbu548cu5bb6u4ebau7684u4fddu96aau516cu53f8u5408u4f5cu3003u6211u5011u8207u8d85u904e 25 u5bb6u4fddu96aau516cu53f8u5efau7acbu4e86u5408u4f5cu95dcu4fc2 u2013 u60a8u53efu4ee5u653eu5fc3uff0cu4ed6u5011u6bcfu4e00u5bb6u90fdu7d93u904eu4e86u5be6u8e10u8003u9a57u4e26u8d0fu5f97u4e86u6211u5011u7684u4fe1u4efbu3003
u81f4u529bu65bcu8ce2u4e88u5ba2u6236u5065u5eb7u4e3bu5c0eu6b0a
u6211u5011u76f8u4fe1uff0cu6559u80b2u662fu5e36u52a9u60a8u638cu63a7u81eau5df1u5065u5eb7u7684u6700u4f73u65b9u5f0fu4e4bu4e00u3003u9019u5c31u662fu70bau4ec0u9ebcu6211u5011u5728u7db2u7ad9u4e0au767cu4fe1u514du8cbbu8cc7u6e90u548cu6307u5357uff0cu4e26u8fa6u7db2u4e0au7814u8a0eu6703uff0cu4e3bu984cu6d89u53cau5f9eu91dfu7642u4fddu96aau57fau790eu77e5u8b5au5230u5728 COVID-19 u671fu9593u5206u5a20u7b49u3003
u4ee5u4e0bu662fu9818u92dcuff08Aleauff09u904eu5f80u8fa6u7684u7db2u4e0au7814u8a0eu6703u7bc4u4f8buff1f
u9999u6e2fu91dfu7642u4fddu96aauff1fu60a8u9700u8981u77e5u9053u7684u4e00u5207
u4f01u696du91dfu7642u4fddu96aau6307u5357uff1fHR u5fc5u5099u8cbcu58eb
u5728 COVID-19 u671fu9593u5206u5a20uff1fu60a8u9700u8981u77e5u9053u7684u4e8bu9805
u4ee5u53cau9818u92dcuff08Aleauff09u7684u4e00u4e9bu514du8cbbu6309u5f15uff1f
u9999u6e2fu54e1u5de5u798fu5229u70ba HR u63d0u4f9bu7684u7d42u6975u6307u5357uff08u5305u62ecu53efu4e0bu8f09u7684u96fbu5b50u6638uff0uff09
u4fddu96aau8207u7cbeu795eu5065u5eb7uff1fu6b63u5728u6539u5584uff0cu4e45u8db3u5920u55ceuff1f
保險經紀人是指什麼人？
香港的保險經紀是經保險業監管局授權，擔任保險中介人的專業人士。
找保險經紀人投保值得嗎？
當然可以！因為經紀人具備專業知識，能協助您找出最符合您需求和預算的計畫。這能為您節省時間和金錢，免去直接向各家保險公司收集產品手冊和報價的繁瑣工作。最重要的是，無論您是透過經紀人購買保險，還是直接向保險公司投保，您的保險保費都是一樣的，因此尋求經紀人的指導對您而言有百利而無一害。
為什麼經紀人比代理人更好？
保險代理人代表的是保險公司的利益，而經紀人則代表投保人（即您）的利益。
作者：
艾米莉·迪翁-沙雷斯特
共同創辦人兼執行長
需要幫助嗎？
我們在此為您提供支持與協助。
